🏦 What Commercial Lenders Really Look at Before Saying YES to Your Loan 🔑
What Commercial Lenders Really Look at Before Saying Yes

What Commercial Lenders Really Look at Before Saying Yes

Texas Is Redefining the Future of Data Centers — and Capital Is Paying Attention Texas is rapidly emerging as the dominant U.S. data center market, driven by explosive AI demand, favorable development economics, and unmatched access to reliable energy infrastructure. According to projections from Bloom Energy, Texas is expected to become the nation’s largest data center hub within the next three years, with power demand projected to surge from approximately 8 gigawatts in 2025 to more than 40 gigawatts by 2028.

Why Cap Rates No Longer Tell the Full Story And what lenders are actually using to approve—or kill—deals like in 2025 For decades, cap rates were the go-to metric for valuing commercial real estate. They were simple, widely understood, and effective in a low-rate, stable credit environment. That world no longer exists.